Please be aware that the First National Bank of Waterloo's regular service areas are in the following counties: in IL - Bond, Clinton, Effingham, Fayette, Madison, Marion, Monroe, Randolph, Shelby, St. Clair and Washington counties and in MO - St. Louis and St. Charles counties and St. Louis City. If you are outside of our service area, we will contact you for further consideration as we decide whether we can provide you with account services at this time.
All new accounts are verified through Onboard Advisor before opening.
Important Information about Procedures for Opening a New Account
Identification Procedures Requirements: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
You should ONLY fill out this Application online if you are using a browser with the latest security enhancements. If you don't have the latest version, download a copy now.
Time Restriction Notice:
Online account applications will remain valid for 10 calendar days from the day of submission. After 10 days, if our financial institution does not receive communication back from the applicant(s), the application will become null and void and a new application must be submitted.
1. Complete Application and click "Submit Application" or print and drop it off at any banking center.
2. To safeguard your privacy, QUIT your browser and restart it again after using this form. This form is NOT saved in your computer's memory when you quit your browser.
3. We will contact you with the location of our closest office for you to sign account documents. You may also be requested to provide your Social Security card and Driver's License, or other documentation.