Member FDIC | Equal Housing Lender
Alimony, child support, or separate maintenance income need not be revealed if applicant does not wish to have it considered as a basis for repaying this obligation.
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Alimony, child support, or separate maintenance income need not be revealed if applicant does not wish it considered as a basis for repaying the obligation.
We intend to apply for joint credit. By initialing below we acknowledge the intention to apply for joint credit on today's date.
Signatures - I certify that everything I have stated in this application and on any attachment is correct. Lender may keep this application whether or not it is approved. By signing below I authorize Lender to check my credit and employment history and to answer questions others may ask lender about my credit record with Lender. I agree to update financial, credit or collateral information at Lender's request.
FEDERAL CREDIT APPLICATION INSURANCE DISCLOSURE
I have applied for an extension of credit with you. You are soliciting, offering, or selling me an insurance product or annuity in connection with this extension of credit.
FEDERAL LAW PROHIBITS YOU FROM CONDITIONING THE EXTENSION OF CREDIT ON EITHER:
1. My purchase of an insurance product or annuity from you or any of your affiliates; or
2. My agreement not to obtain, or a prohibition on me from obtaining, an insurance product or annuity from an unaffiliated entity
By signing, I acknowledge that I have received a copy of this form on today's date. Unless this disclosure is provided electronically or I have applied for credit by mail, I also acknowledge that you have provided this disclosure to me orally.
THE FOLLOWING SECTION IS ONLY TO BE COMPLETED IF THE LOAN BEING REQUESTED IS SECURED BY A DWELLING.
The following information is requested by the Federal Government for certain types of loans related to a dwelling in order to monitor the lender's compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws. You are not required to furnish this information, but are encouraged to do so. The law provides that a lender may not discriminate neither on the basis of this information, nor on whether you choose to furnish it. If you furnish the information, please provide both ethnicity and race. For race, you may check more than one designation. If you do not wish to furnish the information, please check the box below. Lender must review the above material to assure the disclosures satisfy all requirements to which the lender is subject under applicable state law for the particular type of loan applied for.