Member FDIC - Equal Housing Lender
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We will not update our records with this information. If this information needs updated, please submit an "address/contact change form".
What you need to know about overdraft and overdraft fees
Prior to enrolling in this service, review the Overdraft Coverage Options listed on the Bank website. This can be found at www.farmersnb.bank > Services > Overdraft Programs.
An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. We can cover your overdrafts in two different ways:
This notice explains our standard overdraft practices.
We do authorize and pay overdrafts for the following types of transaction:
We will not authorize and pay overdrafts for the following types if transaction without your consent.
We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction.
If we do not authorize and pay overdraft, your transaction will be declined.
Under our standard overdraft practices:
If you want us to authorize and pay overdraft on ATM and everyday debit card transaction, you can submit this form. Additional options include calling 877.862.9270, completing the form on our website www.farmersnb.bank and mailing to 612 Main Street, Emlenton PA 16373. You can revoke your authorization for Farmers National Bank to pay these overdrafts at any time by any of the above methods. Your revocation must include both your name and account number so that we can properly identify your account.